Mumbai: An undergraduate student and a guardian are now eligible for medical as well as accidental insurance cover by paying premium ranging from Rs 20 to Rs 422, as per an order issued on Monday (October 16) by the Maharashtra government. As per the government resolution issued by the state Higher and Technical Education department, the insurance cover will be applicable all students in government or aided colleges. “The individual accidental insurance cover of Rs 1 lakh for one student will be available at Rs 20 for one year, while at Rs 62 the coverage will increase to Rs 5 lakh. For medical coverage up to Rs 2 lakh for treatment for various ailments recognised by the state, the premium is Rs 422,” the order said. It further stated,
The primary insured member must be a student studying in colleges, institutions, universities which are affiliated, associated, administered, categorised under the Higher and Technical Education department of Maharashtra. The secondary insured member will be one parent or guardian as mentioned in the college enrolment or admission form.
It said ICICI Lombard Insurance Company Ltd and National Insurance Co. Ltd had been selected for the scheme. It said,
ICICI Lombard is going to offer accidental medical cover of Rs one lakh at Rs 20 per student and medical treatment cover of Rs two lakh for Rs 422. The National Insurance Co Ltd will offer the student individual accidental insurance of Rs 5 lakh per at Rs 62.
Insurance cover will not be given to the students in cases of death by suicide or attempt, pregnancy or childbirth, participation in motor rallies and adventure sports, war including civil war, terrorism except attack by Naxalites, any accidental event under the influence of alcohol, drugs and psychotropic substances, murder by immediate beneficiary, nuclear radiation and accidents arising out of events of misfeasance, the order said.
(This story has not been edited by NDTV staff and is published from a syndicated feed.)
NDTV – Dettol have been working towards a clean and healthy India since 2014 via the Banega Swachh India initiative, which in its Season 10 is helmed by Campaign Ambassador Ayushmann Khurrana. The campaign aims to highlight the inter-dependency of humans and the environment, and of humans on one another with the focus on One Health, One Planet, One Future – Leaving No One Behind. It stresses on the need to take care of, and consider, everyone’s health in India – especially vulnerable communities – the LGBTQ population, indigenous people, India’s different tribes, ethnic and linguistic minorities, people with disabilities, migrants, geographically remote populations, gender and sexual minorities. In a world post COVID-19 pandemic, the need for WASH (Water, Sanitation and Hygiene) is reaffirmed as handwashing is one of the ways to prevent Coronavirus infection and other diseases. The campaign will continue to raise awareness on the same along with focussing on the importance of nutrition and healthcare for women and children, fight malnutrition, mental well-being, self-care, science and health, adolescent health & gender awareness. Along with the health of people, the campaign has realised the need to also take care of the health of the eco-system. Our environment is fragile due to human activity, which is not only over-exploiting available resources, but also generating immense pollution as a result of using and extracting those resources. The imbalance has also led to immense biodiversity loss that has caused one of the biggest threats to human survival – climate change. It has now been described as a “code red for humanity.” The campaign will continue to cover issues like air pollution, waste management, plastic ban, manual scavenging and sanitation workers and menstrual hygiene. Banega Swasth India will also be taking forward the dream of Swasth Bharat, the campaign feels that only a Swachh or clean India where toilets are used and open defecation free (ODF) status achieved as part of the Swachh Bharat Abhiyan launched by Prime Minister Narendra Modi in 2014, can eradicate diseases like diahorrea and the country can become a Swasth or healthy India.
